LOUGH AND ASSOCIATES
Crafting Wealth, Building Legacies
THE LOUGHÂ
DIFFERENCE
COMBINED 47 YEARS OF INDUSTRY KNOWLEDGE
Expert advice and insights.
TOP PERFORMING
INVESTMENT SOLUTIONS
We deliver returns that help our clients reach their financial goals.
RECEIVE POWERFUL,
HUMAN ADVICE
Financial planning that adapts to your changing life.
HONESTY, INTEGRITY AND DEPENDABILITY
We stand on the pillars of honesty, integrity, dependability, in our unwavering commitment to achieving our clients' interests and goals above all else.
Honesty forms the foundation of our interactions. We believe in transparent communication, providing clear insights, and always delivering information with sincerity. Integrity is our guiding principle. We adhere to the highest ethical standards, ensuring that every decision and recommendation is made with integrity, free from conflicts of interest. Dependability is our promise. Clients rely on us to be there when they need us, to provide steadfast support and guidance through every financial decision and life transition. Above all, our commitment to our clients comes first. We listen attentively, understand their unique needs and aspirations, and craft personalized strategies to help them achieve their goals. Their success is our success, and we are dedicated to empowering them every step of the way.
In essence, at Lough and Associates, we don't just manage finances; we build trusted relationships founded on honesty, integrity, dependability, and an unwavering commitment to putting our clients' best interests at the forefront of everything we do.
MEET THE TEAM
DAVE LOUGH, CFP
Senior Financial Consultant
With over 30 years of industry experience, Dave Lough is an expert financial advisor based in Calgary, Alberta. Coming from an oil and gas background, David brings a unique perspective to his practice. He and his team provide personalized solutions aligned with clients' goals.
Dave's passion for family, cycling, and golf mirrors his commitment to holistic well-being and financial success. His enduring dedication to empowering clients, coupled with his wealth of experience, sets him apart in the financial advisory realm.
CHRIS SADLER
Consultant
Chris Sadler, boasting 16 years of finance experience across diverse roles at TD Canada Trust, epitomizes integrity and commitment. He prioritizes honesty and transparency, while ensuring his clients goals are exceeded.
Chris's diverse interests, including curling and cooking, reflect his multifaceted approach to life and financial planning. His passion for empowering clients remains unwavering, driven by a deep-seated belief in the transformative power of sound financial guidance.
VIKTORIIA KARMAN
Administrative Assistant
Viktoriia Karman, hailing from an impressive and diverse administrative background in Kyiv, Ukraine, brings fresh energy to financial planning. She is dedicated to providing exceptional service tailored to each client's needs.
Viktoriia's dedication extends beyond work, reflecting her holistic approach to life. Despite being early in her financial career, her commitment to empowering clients shines through, underpinned by her belief in the profound impact of financial empowerment on individuals and families.
Powerful advice, investment solutions and financial planning that adapts.
IG advisors get to know you and your family’s goals so they can build a financial plan that helps keep you on track through life’s changes.
48%
of Canadians have a Financial Plan . Do you?
Nowadays, nearly half (48%) of Canadians have a financial plan, and the large majority of them (86%) say that plan makes them feel positive about their financial future. Don't be left behind
2X
You could retire 2x wealthier when you partner with an advisor
According to research by CIRANO,1 investors with a financial advisor get better long-term returns. After four years of working with an advisor, investors have on average 1.8 times more money than someone who doesn’t have an advisor. After 15 years, that figure rises to 2.3 times more money than someone without an advisor.
66%
of people with a financial advisor said they feel financially secure
Not only will advisors typically help you to retire much wealthier, they’ll also help you to feel happier about your finances. Almost two-thirds of investors with a financial advisor feel financially secure, compared to only 30% of people who don’t have an advisor.
OUR SERVICES
Extraordinary Insights Available In-Person or Online
Our services are dedicated to crafting wealth and building legacies for our clients. Through personalized financial planning and strategic investment strategies, we help individuals and families achieve their financial goals while laying the foundation for a lasting legacy.
HOLISTIC FINANCIAL PLANNING
RISK MANAGEMENT SOLUTIONS
FINANCIAL LITERACY EDUCATION
Our holistic financial planning service encompasses a comprehensive approach to managing your finances. We analyze your current financial situation, identify your long-term goals, and develop personalized strategies to help you achieve them. Whether you're planning for retirement, saving for education, or investing for the future, our team is dedicated to guiding you every step of the way.
Our risk management solutions are designed to safeguard your financial well-being against unforeseen events. We assess your risk tolerance and develop tailored strategies to mitigate risks related to investments, insurance, and other financial assets. From identifying potential threats to implementing protective measures, we strive to provide you with peace of mind and financial security.
Our approach to financial literacy is personalized and conducted one-on-one during our meetings throughout the year. We empower individuals with essential knowledge and skills in budgeting, saving, investing, and retirement planning, tailored to their specific needs and interests. Through interactive discussions and educational resources, we aim to improve financial literacy and promote financial independence among our clients.
TAX PLANNING
INSURANCE
RDSP
Explore real financial planning with integrated tax strategies. Our goal is to optimize your financial situation and minimize tax liabilities, ensuring that every aspect of your plan is strategically designed to maximize your wealth.
We recognize the importance of protecting what matters most to you and your loved ones. That's why we offer a comprehensive range of insurance solutions tailored to your specific needs.
With our personalized approach and in-depth knowledge of RDSP regulations, we can assist you in creating a comprehensive financial plan that ensures long-term financial security and peace of mind for yourself or your loved one with a disability
TAKE THE FIRST STEP
Contact us to discuss your financial goals and help create your comprehensive financial plan.